Car accidents can be overwhelming, and you may not know what to do when one occurs. These steps will help make sure things run smoothly after you’ve been in a wreck.
Call the Police
In many cases, you should call 911 immediately after the accident. Even if no one is injured, it is important to let the police collect information and make an official report to ensure all insurance claims are accurate. If needed, dispatchers will send other first responders to assist you and other parties involved. They may also direct traffic to prevent other accidents. The police can also give you more directions, such as if you should move the vehicles off the road or stay where you are.
File a Claim
Notify your insurance agent as quickly as possible to begin filing a claim. You may also want to contact an auto accident attorney in Columbia MD to help you reach a settlement with the insurance company that will cover the costs of damage and medical bills. Taking pictures at the scene of the accident and collecting information from the other driver(s) will be helpful to both your insurance company and attorney. It is important that you only collect information and say nothing else so that you don’t say anything that could later be used against you.
See a Mechanic
An auto shop should look at your car following an accident to assess the damage. They will determine how much it would cost to make the necessary repairs, which will help your insurance company determine if the car is a total loss, meaning the cost of repairs exceeds the value of the vehicle, and how much you should be paid.
See a Doctor
Even if you were not taken to the hospital following the wreck, it can be wise, in some cases, to see your doctor anyway. Some injuries may not appear immediately after an accident because of the adrenaline your body releases, shock or the nature of the injury. Checking in with a physician is not only good for your health, but it can also help you determine if you will have any medical expenses before your insurance claim is completed.
After the trauma of an accident, the last things you should have to worry about are the costs of car repairs and medical bills. Following these steps and collecting the necessary information will help your insurance agent and attorney get you the financial assistance you need.